Hatrak Associates

Terms of Service

Last Updated: September 5, 2026

1. About This Website

Hatrak Associates provides information regarding business coaching, professional development, continuing professional education, public speaking, workshops, books, and related professional services.

Website content is provided for general informational purposes and to help prospective clients, organizations, and professional audiences learn about Hatrak Associates and its services.

2. No Professional Advice Through the Website

Although Paul Hatrak holds professional credentials including CPA and CGMA, general website content is not accounting, tax, legal, investment, financial, or other regulated professional advice.

You should consult an appropriately qualified professional regarding advice specific to your circumstances.

3. Coaching, Workshops, Speaking, and Other Engagements

Any coaching, consulting, workshop, CPE, speaking, or other professional engagement may be subject to a separate agreement, engagement letter, proposal, registration terms, invoice, cancellation policy, or other written terms.

If separate written terms conflict with these website Terms, the separate agreement will control with respect to that engagement.

4. Scheduling and Inquiries

The website may allow you to request information, submit an inquiry, or schedule a conversation. Submission of a form or selection of an available appointment time does not guarantee acceptance of an engagement or the availability of any particular service.

Hatrak Associates may decline an inquiry or proposed engagement at its discretion where permitted by law.

5. Continuing Professional Education

Hatrak Associates may offer continuing professional education programs. Eligibility for CPE credit, the number of credits available, delivery method, prerequisites, field of study, attendance requirements, and other program details will be identified in the information applicable to the specific program.

Website references to CPE do not mean that every workshop, presentation, coaching engagement, or website resource automatically qualifies for continuing professional education credit.

Participants remain responsible for determining whether a particular program satisfies requirements imposed by their licensing body, employer, jurisdiction, or professional organization.

6. No Guarantee of Results

Coaching, professional development, speaking, workshops, and educational materials are intended to provide ideas, perspective, tools, and information.

Hatrak Associates does not guarantee specific business, financial, professional, career, revenue, sales, networking, leadership, or other outcomes.

Results depend on numerous factors outside the control of Hatrak Associates, including individual circumstances, decisions, participation, implementation, market conditions, and other factors.

7. Intellectual Property

Unless otherwise stated, the text, graphics, frameworks, branding, presentations, educational materials, page designs, downloadable resources, and other original content appearing on this website are owned by or licensed to Hatrak Associates and are protected by applicable intellectual property laws.

This includes, where applicable, Hatrak Associates branding and original educational concepts, materials, and frameworks associated with Paul Hatrak and Picture Perfect Business Success.

You may not, without permission:

• Copy or republish substantial portions of website content
• Sell or commercially redistribute website materials
• Remove copyright, trademark, or attribution notices
• Represent Hatrak Associates content as your own
• Use educational materials to create competing commercial products or programs

Reasonable sharing of links to publicly available pages is permitted.

8. User Submissions

When you submit information through a form or otherwise communicate with Hatrak Associates, you represent that the information you provide is accurate to the best of your knowledge and that you have the right to provide it.

Do not submit confidential information belonging to another person or organization unless you are authorized to do so.

9. Acceptable Use

You agree not to use this website to:

• Violate applicable law or regulations
• Attempt unauthorized access to the website or related systems
• Introduce malware, malicious code, or disruptive technology
• Interfere with website operation or security
• Submit fraudulent, abusive, threatening, or unlawful content
• Scrape or harvest personal information from the website unlawfully
• Impersonate another person or misrepresent your affiliation

10. Third-Party Websites and Services

The website may contain links to or integrations with third-party services, including scheduling platforms, social media services, booksellers, payment providers, or other external websites.

These services operate independently. Hatrak Associates does not control and is not responsible for their content, availability, security, privacy practices, pricing, products, services, or terms.

Your use of third-party services is subject to the terms and policies of those providers.

11. Website Availability and Accuracy

We work to keep website information useful and reasonably current, but we do not guarantee that every page, description, date, link, program, availability, or other item will always be complete, current, or error-free.

We may update, remove, suspend, or change website content and features at any time.

12. Disclaimer of Warranties

To the fullest extent permitted by law, this website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied.

Hatrak Associates does not warrant that the website will always be uninterrupted, secure, error-free, or free from harmful components.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Hatrak Associates and its owners, representatives, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of, or inability to use, this website.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.

14. Indemnification

To the extent permitted by law, you agree to indemnify and hold harmless Hatrak Associates from claims, liabilities, damages, losses, and reasonable expenses arising from your unlawful misuse of the website, your violation of these Terms, or your infringement of the rights of another person or organization.

15. Privacy

Information collected through this website is handled as described in our Privacy Policy.

16. Governing Law

These Terms are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict-of-law principles, except where applicable consumer protection or other law requires otherwise.

17. Changes to These Terms

We may update these Terms periodically. Updated Terms will be posted on this page with a revised "Last Updated" date.

Continued use of the website after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by law.

18. Severability

If any provision of these Terms is found unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.